Small Business Environmental Improvement Loan Program

Minnesota Pollution Control Agency (MPCA)
Small Business Ombudsman
520 Lafayette Road
St. Paul, MN 55155
(651) 757-2121
(800) 985-4247

This program provides financial assistance to help existing small businesses to help cover the costs of conduct of environmental projects such as capital equipment or the investigation and cleanup of hazardous materials. Special considerations maybe given to businesses that are sources subject to Clean Air Act Standards; undergoing site investigation and cleanup; doing a facility wide environmental compliance and pollution-prevention project; or are part of an MPCA outreach priority.


To be eligible for the program, a borrower must be making an equipment purchase that meets or exceeds environmental standards, or doing a site investigation and cleanup; be a small business corporation, sole proprietorship, partnership or association; have fewer than 50 full-time employees; have an after-tax profit of less than $500,000; and have a net worth of less than $1 million.


The conditions of the loans available through the program are: loan amounts of not less than $1,000 and not more than $50,000; an interest rate of four percent or one-half the prime rate, whichever is greater; and a repayment term of not more than seven years for environmental improvements, or five years for APUs (auxiliary power units). Collateral is required.