Medicare Savings Programs (MSP)

Medicare Savings Programs (MSP) are federal and state-funded programs that assist people on Medicare who have limited income and assets by paying some Medicare expenses, such as premiums, deductibles, and coinsurance. A person’s county, tribal, or state servicing agency determines who is eligible for an MSP.

There are four types of MSPs:

  • Qualified Medicare Beneficiary (QMB)
  • Service Limited Medicare Beneficiary (SLMB)
  • Qualified Individual (QI)
  • Qualified Working Disabled (QWD)

Although the eligibility requirements and benefits are different, MSPs follow many of the same eligibility policies as Medical Assistance for People Who Are Age 65 or Older and People Who Are Blind or Have a Disability (MA-ABD).

This chapter includes policies that apply to MSPs and links to relevant MA and Minnesota Health Care Programs (MHCP) policies.

MSP General Requirements

MSP Applications

MSP Cooperation

MHCP Fraud

MHCP Inconsistent Information

MSP Mandatory Verifications

MSP Medicare Overview

MHCP Overpayments

MSP Referral for Other Benefits

MSP Retroactive Coverage

MHCP Rights

MHCP Appeals

MHCP Authorized Representative

MHCP Civil Rights

MHCP Data Privacy

MHCP Notices

MSP Types of Medicare Savings Programs

MSP Non-Financial Eligibility

MA Citizenship and Immigration

MA County Residency

MA Social Security Number

MHCP State Residency

MSP Financial Eligibility

MSP Assets

MSP Household Composition and Family Size

MSP Income

MSP Post-Eligibility

MA Begin and End Dates

MA Benefit Recovery (MSP benefits before 1/1/2010)

MA Estate Recovery (MSP benefits before 1/1/2010)

MA Liens (MSP benefits before 1/1/2010)

MHCP Change in Circumstances

MSP Cooperation

MHCP Fraud

MHCP Inconsistent Information

MSP Referral for Other Benefits

MA-ABD Renewals

CREDIT: The content of this post has been copied or adopted from the Minnesota Healthcare Programs Eligibility Policy Manual, originally published by the Minnesota Department of Human Services.

This is also part of a series of posts on Minnesota Healthcare Eligibility Policies.