So you’ve been sued – now what?  Many lawsuits will fall within the insurance coverage for your profession, car, boat, or property.  If you are served with a complaint in a civil lawsuit, you should provide a copy of it to your insurance company as soon as possible.  If it falls within your insurance coverage, the company will provide you with an attorney to defend you in the lawsuit.  If it is even questionable whether the insurance policy covers the claim, your insurance company must provide you with a defense.  It will do so under a reservation of rights.  This means that it is reserving its right to challenge coverage later but that it will defend you.

Minnesota Litigation Lawyers

There are many situations when you may be involved in litigation without insurance coverage.  Consider lawsuits such as the following:

  • Landlord/tenant disputes
  • Partnership dissolutions
  • Conciliation court appeals
  • Breach of contract cases
  • Tax disputes
  • Employment law claims
  • Insurance lawsuits
  • Real estate disputes

If you have been served with court documents, it is important to keep in mind that there are strict guidelines for responding to a lawsuit.  If you do not answer within the time provided, you could be considered in default.  The other side can then pursue a default judgment and collect whatever remedy it sought even though you never appeared in the lawsuit.