What to Do If Debtor Won’t Obey Court’s Order to Give You Information

What to Do If Debtor Won’t Obey Court’s Order to Give You Information

Is a creditor, if you request an Order for Disclosure from a court ordering the debtor provide you with information about the debtor’s assets, but the debtor doesn’t obey the court, you are not done. If the debtor fails to comply with the court’s Order for Disclosure and does not provide you with the debtor’s…

Minnesota Debt Collection: Learning the Assets of the Debtor

Minnesota Debt Collection: Learning the Assets of the Debtor

  The first step to collecting a debt owed is obtaining a judgment from a court. Once you have a judgment, you can begin the collection process. If the debtor does not automatically pay, you will have to do some work. After obtaining a judgment and docketing the judgment, you will need to find out…

Debt Collection: The First Steps Before Garnishing

Debt Collection: The First Steps Before Garnishing

With certain exceptions, often involving fraud or deceit of the debtor, a creditor may not garnish assets of a debtor without first obtaining a judgment against the debtor. There are many other steps a debtor must take before garnishment including docketing the judgment. A creditor also must find out where there are assets or finances…

Minnesota Debt Collection: Do I Need a Judgment Before Garnishing?

Minnesota Debt Collection: Do I Need a Judgment Before Garnishing?

Exceptions to the Judgment Requirement Before Garnishment There are special circumstances under which a court could allow a creditor to garnish an account or other asset of a debtor prior to obtaining a judgment, but those circumstances are rare. Courts may allow garnishment before judgment when: there is concern that the debtor has or is…

Minnesota Foreclosure Deficiency Judgment

Minnesota Foreclosure Deficiency Judgment

Homeowners who are facing a foreclosure of their home are understandably concerned about the impact this will have on them and whether they will owe money to the mortgage company (hereafter “bank”) after the foreclosure. This is part four of a series on Minnesota foreclosures, explaining deficiency judgments that result from a foreclosure in Minnesota….

Minnesota Foreclosures: Foreclosure by Advertisement

Minnesota Foreclosures: Foreclosure by Advertisement

Many Minnesota homeowners are facing foreclosure during these difficult economic times. Minnesota homeowners may wonder about the foreclosure process in Minnesota and the legal consequences of a foreclosure. This is part two of a series on Minnesota foreclosures, and covers the basics of foreclosure by advertisement. Before reading this section, you might want to read…

Minnesota Foreclosures: Foreclosure by Action

Minnesota Foreclosures: Foreclosure by Action

If the bank is foreclosing on your home, you may be wondering about the process and the legal consequences of a Minnesota foreclosure. This is part three of a series on Minnesota foreclosures, explaining foreclosure by action. For an overview of Foreclosure by Advertisement and Foreclosure by Action, read the first part on Minnesota Foreclosures….

Minnesota Foreclosures 101: Foreclosure Basics

Minnesota Foreclosures 101: Foreclosure Basics

This article discusses the basics of Minnesota foreclosures. This is part one of a series on Minnesota foreclosures: Minnesota Foreclosure Law: Foreclosure Basics Minnesota Foreclosure Law: Foreclosure by Advertisement Minnesota Foreclosure Law: Foreclosure by Action Minnesota Foreclosure Law: Deficiency Judgments Minnesota Foreclosure Law: Foreclosure of a 2nd Mortgage Let’s start by explaining what a foreclosure…